Black Bank Of America Card

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The Bank of America® Premium Rewards® credit card is ideal for folks who want a travel credit card with strong points earning and top-notch benefits without a high annual fee. Plus, if you're a Bank of America Preferred Rewards customer, you could earn up to 75% more points on your spending.

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Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.

The Bank of America® Premium Rewards® credit card is ideal for folks who want a travel credit card with strong points earning and top-notch benefits without a high annual fee.

If you're looking for a rewards credit card with a solid welcome bonus offer that earns flexible points, the Bank of America® Premium Rewards® credit card is worth considering. This mid-tier card acts more like a cash-back credit card rather than a travel credit card, and it comes with excellent travel protections and statement credits you might not expect from a $95-annual-fee card.

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The Bank of America® Premium Rewards® credit card is the best Bank of America credit card for premium travel benefits, and you can earn 60, 000 online bonus points after you make at least $4, 000 in purchases in the first 90 days of account opening.

The card earns 2x points on travel and dining, as well as 1.5x points on all other purchases. If you're someone who spends big on travel (like airfare, hotels, and car rentals), the Bank of America® Premium Rewards® credit card can help offset the cost of future travel expenses. And you can potentially save even more money with up to $100 in annual airline incidental fee credits and a Global Entry/TSA PreCheck application fee credit.

That said, although the card comes with a large selection of benefits, there's no intro APR offer. So if you're looking to avoid incurring high interest on new purchases, or want to pay off larger purchases over multiple billing cycles, you should consider one of the best zero-interest credit cards with an introductory 0% APR instead.

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The Bank of America® Premium Rewards® credit card is even more valuable to Bank of America Preferred Rewards members, as they are eligible to receive higher reward rates (up to 75% more points). In order to qualify as a member, you are required to have a minimum of $25, 000 in combined Bank of America accounts. If you're not part of the Preferred Rewards program (and don't plan to be), you may be better off with a different travel rewards card.

If you want more flexible travel rewards, the Chase Sapphire Preferred® Card is a great option since it also comes with a great welcome bonus offer (60, 000 bonus points after you spend $4, 000 on purchases in the first three months from account opening), stronger travel coverage, and up to 5x points on travel purchases. Plus, you can transfer rewards from the card to Chase's airline and hotel partners, which can get you an even higher value for your rewards.

Another great option to consider if you're looking for a travel rewards card is the Citi Premier® Card . It earns 3x points in multiple everyday spending categories, has an excellent welcome bonus offer (60, 000 bonus ThankYou® points after you spend $4, 000 in purchases within the first three months of account opening), and comes with an annual hotel savings benefit.

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The Bank of America® Premium Rewards® credit card is currently offering a welcome bonus of 60, 000 online bonus points after you make at least $4, 000 in purchases in the first 90 days of account opening.

Each point is worth 1 cent toward cash back, statement credits, gift cards, or travel purchased through the Bank of America travel center, so this bonus is worth $600.

The Bank of America® Premium Rewards® credit card has simple rewards categories and no limits. Points won't expire as long as the account is open and active. You'll earn unlimited 2x points on travel and on dining purchases. All other purchases earn 1.5 points per dollar.

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But the best way to increase your earnings is by taking advantage of the Bank of America Preferred Rewards Program. You can earn up to 75% more points on purchases as a member (up to 3.5 points per dollar spent on travel and dining), depending on how much you have on deposit or invested with Bank of America and Merrill (Bank of America's wealth management division).

TheBank of America Premium Rewards card is a great card for folks who like to use points like cash. You can redeem rewards for cash back, a deposit into your Bank of America account, statement credits, gift cards, or credit to eligible Merrill accounts (including 529 accounts).

You can also use points to book flights through the Bank of America travel portal (and still earn frequent flyer miles and elite credits). However, make sure to check the carrier website before using the Bank of America travel portal in case you're able to find a better fare at the same value.

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The Bank of America® Premium Rewards® credit card offers up to $100 credit toward the Global Entry or TSA PreCheck application fee every four years. If you already have Global Entry/TSA PreCheck, you can use your card to pay for a family member or friend's application and still receive the credit.

You can receive up to $100 in automatic credits each year toward airline purchases made with your card, like seat upgrades, baggage fees, and inflight services. If you maximize this credit, you'll effectively offset the card's entire annual fee.

Cardholders have access to a roadside dispatch line which can help arrange things like roadside assistance, towing, and locksmith services for a set fee.

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If a new eligible item you purchased with the Bank of America® Premium Rewards® credit card is lost or damaged within 90 days of purchases, you can be eligible for purchase protection which will cover repairs, replacements, or reimbursements up to a certain amount per claim.

Pay for an eligible item with your card and if the merchant won't take it back within 90 days of the purchase, you could be covered.

This benefit doubles the time period of the manufacturer's warranty by up to one additional year on eligible items purchased with your Bank of America® Premium Rewards® credit card. There's also a warranty manager service that allows you to register your receipt and warranty information, which can be kept on file (on warranties of three years or less).

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The Bank of America® Premium Rewards® credit card has a $95 annual fee. However, there are no foreign transaction fees, so it's a good card to bring along on international adventures.

Other fees apply in certain situations, including balance transfers, cash advances, and late payments. There is also a20.24% - 27.24% Variable APR for purchases and transfers

The Bank of America® Premium Rewards® credit card is the most premium BofA travel card, and one of only a handful that charges an annual fee.

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Its closest competitor is the Bank of America® Travel Rewards credit card, which has a $0 annual fee and earns 1.5x points on all purchases. Its welcome bonus is lower than that of the Bank of America Premium Rewards card, offering 25, 000 online bonus points after making at least $1, 000 in purchases in the first 90 days of account opening.

The Bank of America® Travel Rewards credit card offers an introductory interest-free period; new cardholders receive a 0% intro APR for the first 15 billing cycles for purchases and for any balance transfers

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